Vehicle warranties cover different components or systems in your car. If these components are damaged or fail to function properly, you can use your warranty to get the parts replaced without paying any out-of-pocket costs. Some common examples of items included in a car warranty include seat belts, sensors or tires.
Your auto warranty will not cover routine maintenance service. For example, if tires are covered under your warranty, you can only get replacements if there is something wrong with the initial tires. If you decide to upgrade and replace the starting tires with winter tires, your warranty does not cover these costs.
Even rotating your tires is not covered by your warranty, since the tires still function perfectly fine. If you have a basic bumper-to-bumper warranty, all of your basic car components are covered. This includes any of the interior sensors, your AC or heating and most electrical systems in the vehicle.
Bumper-to-bumper car warranties do not apply to your brakes, tires or any other parts that naturally wear down over time. On average, a bumper-to-bumper warranty either lasts for three years or 36,000 miles, whichever occurs first. Once your original bumper-to-bumper auto warranty ends, you can purchase an extension on your warranty.
Another type of vehicle warranty is powertrain coverage. Powertrain coverage is a limited warranty that only applies to your transmission and engine components. It is informally known as a used car warranty since it is much more common with used vehicles.
This is because the transmission and engine components are fresh in a new vehicle. With a used car, these parts experience more wear and tear. They are also expensive to replace, so by offering a used car warranty, the dealership is placing their faith in the vehicle while also providing a safety net in case something does go wrong.
If you want additional coverage on your auto warranty, you can purchase an extended plan. With an extended warranty, you are typically required to pay a small deductible on repairs, with the warranty covering the rest of the costs.
Another stipulation you must be aware of with your warranty is maintenance clauses. These clauses state you can only use your vehicle warranty if you are taking care of your car. If you do not meet the basic maintenance requirements, such as getting your oil changed every select miles, you are unable to use your warranty. If this happens, you must pay a fee to get your coverage reinstated.