Many U.S. senior citizens enjoy the best parts of life in their later years. Part of this enjoyment is due to the veritable cornucopia of discounts available only to seniors. Groceries, restaurant menu prices, cell phone plans and retail purchases are all discounted for people fifty years of age and older.
Cheap car insurance for seniors is also available. This is useful for elderly drivers who still need to use their vehicles part-time but cannot afford full-time policy prices. Read on for valuable information on affordable auto insurance for seniors and various senior discounts today.
Of all the helpful discounts seniors receive, the most useful might just be reduced rates on automobile insurance.
Many car insurance providers offer courtesy discounts for customers when they turn fifty years old. When drivers reach sixty to seventy years of age, however, annual premium prices tend to go back up again. Prices are increased for drivers in those latter age groups because the risks of them driving on the open roadways are considered to also increase accordingly. As most people grow older their vision, hearing and physical strength begin to wane.
Good eyesight and strong hearing are obvious necessities for roadway safety. Physical strength and dexterity are also needed to turn the steering wheel and drive a vehicle overall. One primary function of an insurance company is to assess and mitigate risks. Fortunately, seniors have a way to counteract premium price increases as they get older.
The American Association of Retired Persons (AARP) helps seniors find discounts, deals, and offers on countless programs and products around the world. AARP also facilities a safe driving course. Seniors who take and successfully pass this course often qualify for reduced auto insurance premium prices.
The AARP also has rate-comparison resources and provides reviews of the best senior car insurance policies available. The AARP is a trusted and reliable source of information for seniors in the U.S. and has proven to be an asset to enriched senior living for many decades.
Geico offers a Five-Year Good Driving Discount, which helps seniors obtain discounted car insurance rates when they have five consecutive years without an accident or traffic violation.
Geico also runs a PrimeTime convenience program to drivers fifty years of age and older.
The Geico PrimeTime program guarantees your policy will renew repeatedly provided no driver twenty-five years of age or younger gets behind your wheel.
Senior auto insurance quotes are available online, via the phone or in-person when talking directly to an agent. Comparing rates between different car insurance providers helps you locate the lowest premiums possible on policies with the coverage protection you need.